How do I encourage a culture of saving in all the members of my family (Couple and children)?Uncategorized
In life there are habits that are gradually developed, which after the passage of time become cultural or characteristic features of a society, a family or a social circle. Within these cultural traits there are several that leave good fruits, such as honesty, kindness, responsibility, saving, healthy eating, exercising, etc.
Promote the culture of saving in your family
All these cultural traits can be inherited or learned, today we will guide you on how you can encourage or promote the culture of saving in your family, because when you get your family to develop the habit of saving, you are placing a grain of sand to its character, its financial stability and future planning.
Preach by example
If your desire is for your family to save and be a trait of you and not just something temporary or do it when the bad times come, it is important that you start preaching with the example and more if you have small children , because they copy the example of the parents in a faster way.
Talk to your family members
Talking about saving and the importance of doing so is essential so that all family members are on the same line and can meet their goals. Now you realize the importance of step # 1, because if you want to talk to your family about starting to save and you haven’t done it, it will take a little more work to get to the idea that it is important and how to start it .
Be honest with your children
When talking with your family, it is important that you highlight the importance that in life it is not necessary to spend money badly and that things arrive in due time. Many times when we are not frank with our children we can generate anxiety and worry that over time can translate into bad financial habits.
After having set an example and talking with your children about the importance of saving, it is time to assign objectives. First brainstorm and tell your children to expose you different ways to save (Let them express themselves freely, it is to put their mind to work) and then assign objectives (start with small objectives, for example, if one of your ideas were that they can save by spending less on candy, so give them the goal of spending 10% less than they always spent) Avoid starting with very difficult goals because the result will be the opposite of what you are looking for.
Saving has very good fruits in our life
Saving has very good fruits in our life. In large countries such as Switzerland, for example, people save up to 15% of their income, even with high social coverage such as medicines, hospitals and security, which reflects that regardless of what you have, saving for our developing.